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Terms and Conditions of use
1. Introduction :-

Welcome to the Experts4Students site located at URL: http://www.experts4students.com/ (the "Site"). The Site is owned and operated by Experts eTutoring Pvt. Ltd. The Terms of Use Agreement (these "Terms") prepared to help explain the rules that govern use of the Site and the services offered by Experts4Students.com. These Terms incorporate by reference the Experts4Students Academic Honesty Policy (“AHP”) located at: http://www.experts4students.com/ahp.php. By clicking to accept these terms, you are also accepting the terms of the AHP.
2. Users of the Site :-

Experts4Students is an on-line tutoring marketplace where you can get answers to questions you are struggling with and get paid to answer, questions you know a lot about. There are three categories of persons using the Site: Visitors, who merely view the Site without posting any content, Purchasers (the people asking questions and purchasing answers to questions posted on the Site, called "Query Transactions") and Contributors, the people answering the questions posed by Purchasers and selling answers to Purchasers (which is the other side of a Query Transaction). Any user or Visitor can be either a Purchaser or a Contributor or both.
Potential Purchasers may simply post a question they want answered on the site. Experts4Students will make these questions available to the Contributors. Contributors may post answers to these questions, called tutorials, and Purchasers, in turn, may use their PayPal account to buy them.
Visitors, Purchasers, users and Contributors will be collectively referred to as “you” or “your” in these Terms.
3. Eligibility :-

Our Website and Services are available to individuals age 13 and over whose accounts have not been terminated, suspended or restricted by Experts4Students. If you are between the ages of 13 and 18, you must review these Terms of Use with your parent or guardian to confirm that you and your parent or guardian understand and agree to it. When you use the Site, you represent that: (a) the information you submit is truthful and accurate; (b) you will update your contact information if it changes so that Experts4Students can contact you; (c) your use of the Site and your use of the Services available on the Site do not violate any applicable law or regulation; (d) you are 13 years of age or older; and (e) you will comply with the rules for on-line conduct and what you contribute to the Site, as discussed in Section 4 below.
4. Rules Governing Public Contributions and Interactive Features :-

The Site may provide for a variety of features for communication. Please read the Experts4Students Privacy Policy, available at [Privacy Policy] to understand your privacy protections. You are entirely responsible for the content of, and any harm resulting from, any of your postings or submissions to the Site (collectively, “Contributions”). When you create or make available a Contribution, you represent and warrant that you:

(a) own or have sufficient rights to post your Contributions, on or through the Site;
(b) will not post Contributions that violate Experts4Students or any other person’s privacy rights, publicity rights, copyrights or contract rights;
(c) have fully complied with any third-party licenses relating to Contributions, agree to pay all royalties, fees and any other monies owning any person by reason of Contributions that you posted to or through the Site;
(d) will not post Contributions that: (i) are defamatory, damaging, disruptive, unlawful, inaccurate, pornographic, vulgar, indecent, profane, hateful, racially or ethnically offensive, obscene, lewd, lascivious, filthy, threatening, excessively violent, harassing, or otherwise objectionable; (ii) incite, encourage or threaten immediate physical harm against another, including but not limited to, Contributions that promote racism, bigotry, sexism, religious intolerance or harm against any group or individual; (iii) solicit personal information from anyone under 13; or (iv) exploit anyone in a sexual or violent manner;
(e) will not post Contributions that contain advertisements or solicit any person to buy or sell products or services (other than the Services);
(f) will not use the Site for any unauthorized purpose including collecting usernames and/or email addresses of other users by electronic or other means for the purpose of sending unsolicited email or other electronic communications, or engaging in unauthorized framing of, or linking to, the Site without Experts4Students’s express written consent;
(g) will not post Contributions that constitute, contain, install or attempt to install or promote spyware, malware or other computer code, whether on Experts4Students or others’ computers or equipment, designated to enable you or others to gather information about or monitor the on-line or other activities of another party;
(h) will not transmit chain letters, bulk or junk email or interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site, including without limitation, hacking into the Site, or using the system to send unsolicited or commercial emails, bulletins, comments or other communications;
(i) will not impersonate any other person or entity, sell or let others use your profile or password, provide false or misleading identification or address information, or invade the privacy, or violate the personal or proprietary right, of any person or entity;
(j) have all the licenses required to give a response to an Purchaser;
(k) will not engage in the unauthorized practice of law or medicine;
(l) will not claim that any Contributor’s work is your own work; or
(m) will not sell or re-sell any Contributor’s work to a third party.
5. Grant of License to Us and Purchasers for Contributions :-

By making a Contribution to the Site, you grant Experts4Students a perpetual, non-exclusive (meaning you are free to license your Contribution to anyone else in addition to Experts4Students), fully-paid, royalty-free (meaning that Experts4Students is not required to pay you to use your Contribution), sub licensable (meaning that Experts4Students can sublicense its rights to, for example, third party hosted service providers who host the Site) and worldwide (because the Internet and the Site are global in reach) license to use, modify, create derivative works of, publicly perform, publicly display, reproduce and distribute the Contribution for the purpose of displaying the content on the Site and selling it to Purchasers.
6. Use and Protection of Username and Password :-

You are responsible for maintaining the confidentiality of your username and password. You are responsible for all uses of your account, whether or not actually or expressly authorized by you.
7. Experts4Students’s Intellectual Property Rights :-

All of the content on the Site (“Materials”), the trademarks, service marks, and logos contained on the Site (“Marks”), are owned by or licensed to Experts4Students and are subject to copyright and other intellectual property rights under India and foreign laws and international conventions. Experts4Students reserves all rights not expressly granted in and to the Site and the Materials. If you download or print a copy of the Materials for your own personal use, you must retain all copyright and other proprietary notices contained in and on the materials. You agree that you will not circumvent, disable or otherwise interfere with security related features of the Site or features that prevent or restrict use or copying of any Materials or enforce limitations on use of the Site or the Materials on the Site. You further agree not to access the Site by any means other than through the interface that Experts4Students provides, unless otherwise specifically authorized by us in a separate written agreement.
7. Experts4Students’s Intellectual Property Rights :-

All of the content on the Site (“Materials”), the trademarks, service marks, and logos contained on the Site (“Marks”), are owned by or licensed to Experts4Students and are subject to copyright and other intellectual property rights under India and foreign laws and international conventions. Experts4Students reserves all rights not expressly granted in and to the Site and the Materials. If you download or print a copy of the Materials for your own personal use, you must retain all copyright and other proprietary notices contained in and on the materials. You agree that you will not circumvent, disable or otherwise interfere with security related features of the Site or features that prevent or restrict use or copying of any Materials or enforce limitations on use of the Site or the Materials on the Site. You further agree not to access the Site by any means other than through the interface that Experts4Students provides, unless otherwise specifically authorized by us in a separate written agreement.
8. Your PayPal Account :-

All of the content on the Site (“Materials”), the trademarks, service marks, and logos contained on the Site (“Marks”), are owned by or licensed to Experts4Students and are subject to copyright and other intellectual property rights under India and foreign laws and international conventions. Experts4Students reserves all rights not expressly granted in and to the Site and the Materials. If you download or print a copy of the Materials for your own personal use, you must retain all copyright and other proprietary notices contained in and on the materials. You agree that you will not circumvent, disable or otherwise interfere with security related features of the Site or features that prevent or restrict use or copying of any Materials or enforce limitations on use of the Site or the Materials on the Site. You further agree not to access the Site by any means other than through the interface that Experts4Students provides, unless otherwise specifically authorized by us in a separate written agreement.
9. Experts4Students’s Management of the Site/User Misconduct :-

9.1 Site Management :-
Experts4Students may, but is not required to: (a) monitor or review the Site for violations of these Terms and for compliance with Experts4Students’s policies; (b) report to law enforcement authorities and/or take legal action against anyone who violates these Terms; (c) refuse, restrict access to or the availability of, or remove or disable (to the extent technologically feasible) any Contribution or any portion thereof that may violate these Terms, the law or any of Experts4Students’s policies or are excessive in size or burdensome; and/or (d) manage the Site in a manner designed to protect Experts4Students and third parties’ rights and property or to facilitate the proper functioning of the Site. If you engage, in Experts4Students’s sole discretion, in fraudulent activities, you understand and agree that Experts4Students has the right to immediately close your account and that you will not be entitled to receive any of the funds in your account.
9.2 Experts4Students’s Right to Terminate Users :-
WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, EXPERTS4STUDENTS RESERVES THE RIGHT, IN ITS SOLE DISCRETION, AND WITHOUT NOTICE OR LIABILITY, TO DENY ACCESS TO AND USE OF THE SITE TO ANY PERSON WHO IS IN BREACH OF ANY REPRESENTATION, WARRANTY OR COVENANT CONTAINED IN THESE TERMS, OR OF ANY APPLICABLE LAW OR REGULATION.
9.3 No Guaranteed Access to Contributions Upon Termination :-
IF YOUR ACCOUNT IS TERMINATED FOR ANY REASON, THE CONTENT THAT YOU HAVE POSTED MAY NO LONGER BE AVAILABLE. EXPERTS4STUDENTS RESERVES THE RIGHT, BUT HAS NO OBLIGATION TO STORE OR KEEP COPIES OF YOUR MATERIALS OR CONTRIBUTIONS, UNLESS OTHERWISE REQUIRED BY LAW OR COURT ORDER.
9.4 Risk of Harm :-
There are many dangers involved in dealing with strangers, including persons who may be acting under false pretenses. Please choose carefully the information you post on the Site and that you give to other Site users. We discourage you from publicly posting the following information on the Site: your full name, telephone numbers, email address, IM address and street addresses. Despite this prohibition, other people’s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. You assume all risks associated with dealing with other users with whom you come in contact through the Site. Experts4Students expects that you will use caution and common sense when using the Site.
10. No Responsibility for Contributions Posted on the Site :-

Experts4Students is not responsible for the content posted by Contributors, its accuracy, reliability, impact or effect on anyone who makes use of the Contributor content in any way. Experts4Students reserves the right to remove Content for any reason and at any time, without notification or warnings of any kind. You should not rely on answers posted on the Site. The answers are only intended to be a tutorial, and they may not accurately or fully answer your question.
11. Links and Search Results :-

The Site may automatically produce or contain links to third party sites throughout the Internet (“Third Party Sites”). Experts4Students does not own or operate Third Party Sites, and Experts4Students has not reviewed, and cannot review, all of the material, including goods or services, made available through Third Party Sites. The availability of these links on the Site does not represent, warrant or imply that Experts4Students endorses any Third Party Sites or any materials, opinions, goods or services available on them. Third party materials accessed through or used by means of the Third Party Sites may also be protected by copyright and other intellectual property laws. By using the Site to search for or link to another site, you agree and understand that you may not make any claim against Experts4Students for any damages or losses, whatsoever, resulting from your use of the Site to obtain search results and/or to link to another site.
THESE TERMS DO NOT APPLY TO THIRD PARTY SITES. BEFORE VISITING A THIRD PARTY SITE BY MEANS OF THE SITE OR A LINK LOCATED ON THE SITE, YOU SHOULD REVIEW THE THIRD PARTY SITE’S TERMS AND CONDITIONS, PRIVACY POLICY AND ALL OTHER SITE DOCUMENTS, AND INFORM YOURSELF OF THE REGULATIONS, POLICIES AND PRACTICES OF THESE THIRD PARTY SITES.
12. Copyright Policy :-

Experts4Students will terminate, in appropriate circumstances, the accounts of subscribers who are repeat infringers. If you are a copyright owner or the legal agent of a copyright owner, and you believe that any user submission or content on the Site infringes upon your copyrights, you may submit a notification to support@experts4students.com pursuant to the Experts4Students Digital Millennium Copyright Act Notice.
13. Modifications :-

The Internet and technology are rapidly changing. Accordingly, Experts4Students may modify these Terms from time to time. If you are a registered user, you will be asked to click to accept the new agreement the next time you log on to the Site in order to be able to use the interactive portions of the Site. Experts4Students will also put any revised versions of these Terms on the Site. It is therefore important that you regularly check the Site for any announcements about revisions and keep your contact information current to ensure you are informed of any changes.
14. Term, Termination and Survival :-

These Terms shall remain in full force and effect while you use the Site. You may terminate your use or participation at any time, for any reason, by sending a request to delete the account at support@experts4students.com .Upon termination of your account for any reason, any pending transactions will be cancelled, and you will no longer be able to retrieve materials contained in the account. If we remove your content from the Site because of an allegation of infringement, you may not engage in any further transactions with respect to that content, and we will not pay you any additional fees for that Content. You further agree to return to us any fees you earned from such Content on the Site. You will remain liable for all obligations related to your account even after your account is closed. If you delete your account, any Contributions you made to the site will remain on the site in perpetuity, and Experts4Students may continue to collect fees for your Contributions. Even after your use and participation is terminated, these Terms will remain in effect.
15. Fees :-

The fees for use of the Site are posted at http://www.experts4students.com/fee.php and will be assessed in U.S. Dollars. Your account and all transactions are made and displayed in U.S. dollars.
INDIAN USER CAN ADD AND WITHDRAW FUNDS IN INDIAN CURRENCY (INR) BUT THIS FUND WILL BE CONVERTED AND USED ON EXPERTS4STUDENTS IN U. S. DOLLARS. CONVERSION WILL TAKE PLACE ACCORDING TO THE PAYPAL CONVERSION RATES AT THE TIME OF TRANSACTION.
15.1 Taxes :-
If you earn more than $1000, you must complete a UDF form and submit it to Experts4Students. Experts4Students will not permit you to withdraw funds in excess of $1000 from your account if you do not submit a UDF form. UDF Form will be used for Income Tax Department inquiries and acknowledgment.
15.2 Transaction Fee and Account Review :-
Purchasers and Contributors may check the status of their accounts on the Site at http://www.experts4students.com/transaction-history.php . Users of the Site acknowledge and agree that Experts4Students may collect a transaction fee from each Query Transaction on the Site. Transaction fees are posted at: http://www.experts4students.com/fee.php . You expressly agree that any inquiries or disputes regarding any Transaction Fee must be made within thirty days after the applicable Query Transaction is made. Notwithstanding such inquiries, you agree and acknowledge that the decision of Experts4Students regarding such Transaction Fee inquiry is final.
15.3 Risk of Reversals, Charge backs and Claims :-
a. Purchasers :-
Purchasers may not chargeback any fees they pay for a Contribution on the Site. If you do a chargeback, Experts4Students will: (i) immediately suspend your account; and (ii) charge you for the cost of such chargeback plus the applicable fees posted at http://www.experts4students.com/fees. You agree that we may recoup such fees from you, and you agree to directly pay Experts4Students such fees. If you request a chargeback, the credit card issuer, not Experts4Students, will determine whether the chargeback is granted.
b. Sellers :-
If Experts4Students is unable to recoup the cost of a chargeback from a Purchaser for a Contribution that you posted, you agree that we may recoup this charge from you, and you agree to either: (i) directly pay Experts4Students these fees; or (ii) permit Experts4Students to debit these fees from future fees you earn on the Site.
16. No Off-Site Transactions :-

Contributors receive payment from Purchaser's payments via the Site only. Experts4Students does not condone or in any way participate or become a party to any off-site transactions between users of the Site.
17. Account Termination/Fees :-

If you elect to terminate your Account, Experts4Students will remove your Contributions from the Site. However, you will not be able to collect fees from any Query Transactions completed after such termination. Experts4Students reserves the right to withhold funds from: (a) fraudulent accounts (b) accounts terminated after they have been dormant for three years and/or (c) accounts in dispute where no dispute resolution has been sought within six months after termination.
18. No Refunds :-

You expressly agree and understand that Experts4Students will not offer any refunds for Query Transactions whatsoever. You participate in an Inquiry Transaction at your own risk. You may not revoke a Query Transaction once it has been issued and/or once any user has responded to it.
19. Disputes Between Users :-

Any transactions between Purchasers and Contributors making use of the Site are solely between them. You are solely responsible for your conduct. You agree that Experts4Students cannot be liable for any dispute that arises between you and any other user.
20. Resolution of Disputes :-

If a dispute arises between you and Experts4Students, our goal is to provide you with a neutral and cost effective means of resolving the dispute quickly. Accordingly, you agree that we will resolve any claim or controversy at law or equity that relates to or arises out of the Terms of Use or the Services or your use of the Services (a "Claim") in accordance with the subsections below. You and Experts4Students agree that any dispute, claim or controversy arising out of or relating to these Terms of Use or the breach, termination, enforcement, interpretation or validity thereof (collectively, "Disputes") will be settled by binding arbitration; except that either party retains the right to bring an individual action in small claims court. You acknowledge and agree that you and Experts4Students are each waiving the right to a trial by jury or to participate as a plaintiff or class member in any purported class action or representative proceeding. Further, unless both you and Experts4Students otherwise agree, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of any class or representative proceeding. If this specific paragraph is held unenforceable, then the entirety of this "Legal Disputes" section will be deemed void. This "Legal Disputes" section will survive any termination of these Terms of Use. Notwithstanding the foregoing, each party reserves the right to seek injunctive or other equitable relief in a court of competent jurisdiction with respect to any dispute related to the actual or threatened infringement, misappropriation or violation of a party's intellectual property or proprietary rights or breach of the User Content and Activities provisions of this Agreement.
This "Legal Disputes" section shall survive any expiration or termination of your relationship with Experts4Students.
21. Disclaimer :-

ALL CONTRIBUTIONS OR ANY OTHER MATERIALS OR ITEMS PROVIDED THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OR CONDITIONS OF ANY KIND. BY OPERATING THE SITE, EXPERTS4STUDENTS DOES NOT REPRESENT OR IMPLY THAT IT ENDORSES ANY CONTRIBUTIONS OR ANY OTHER MATERIALS OR ITEMS AVAILABLE ON OR LINKED TO BY THE SITE, INCLUDING WITHOUT LIMITATION, CONTENT HOSTED ON THIRD PARTY SITES, OR THAT EXPERTS4STUDENTS BELIEVES CONTRIBUTIONS OR ANY OTHER MATERIALS OR ITEMS TO BE ACCURATE, USEFUL OR NON-HARMFUL. EXPERTS4STUDENTS CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM EXPERTS4STUDENTS OR THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. YOU AGREE THAT YOUR USE OF THE SITE AND THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, EXPERTS4STUDENTS AND EACH OF ITS ADVERTISERS, LICENSORS, SUPPLIERS, OFFICERS, DIRECTORS, INVESTORS, EMPLOYEES, AGENTS, SERVICE PROVIDERS AND OTHER CONTRACTORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED IN CONNECTION WITH THE SITE AND YOUR USE THEREOF.
EXPERTS4STUDENTS MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE'S CONTENT, THE CONTENT OF ANY SITE LINKED TO THE SITE, CONTRIBUTIONS, INFORMATION OR ANY OTHER ITEMS OR MATERIALS ON THE SITE OR LINKED TO BY THE SITE. EXPERTS4STUDENTS ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES OR INACCURACIES OF CONTENT AND MATERIALS, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE OR THE SERVICES, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF EXPERTS4STUDENTS’S SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE.
22. Indemnity :-

You agree to indemnify and hold Experts4Students, our subsidiaries, affiliates, and licensors and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Site, Content or Materials in violation of these Terms and/or arising from a breach of these Terms and/or any breach of your representations and warranties set forth above. THIS SECTION SHALL SURVIVE ANY EXPIRATION OR TERMINATION OF YOUR RELATIONSHIP WITH EXPERTS4STUDENTS.
23. Not A Fiduciary :-

Experts4Students is not a party to those transactions between users and does not take, hold or disperse money. Rather, Experts4Students takes a transaction fee from the applicable user, and otherwise the monetary transfers are between Purchasers and Contributors. You acknowledge that Experts4Students is not a bank, credit card or financial services agency. Experts4Students is not acting as a trustee, fiduciary or escrow with respect to the transactions made in connection with the Site or the Services.
24. Miscellaneous :-

24.1 Entire Agreement :-
These Terms constitute the entire agreement between Experts4Students and us regarding the use of the Site and supersedes any prior or contemporaneous understandings and agreements between you and Experts4Students related to the subject matter hereof.
24.2 Independent Contractors :-
Nothing in these Terms shall be deemed to create an agency, partnership, joint venture, employer-employee or franchisor-franchisee relationship of any kind between Experts4Students and any user.
24.3 No Third Party Beneficiaries :-
These Terms are between you and Experts4Students. There are no third-party beneficiaries to these Terms.
24.4 Section Titles :-
The section titles in these Terms are for convenience only and have no legal or contractual effect.
24.5 Non-Waiver :-
Experts4Students’s failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.
24.6 Severability :-
These Terms operate to the fullest extent permissible by law. If any provision or part of a provision of these Terms is unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.
24.7 Assignment :-
You may not assign your rights under these Terms to any third party; Experts4Students may assign Experts4Students’s rights under these Terms without condition.
25. Contact :-

If you have any questions or concerns regarding the Website or Services including Experts4Students, please write to us at http://www.experts4students.com/contactus.php.
These Terms were last updated on: August 16, 2013